Bankruptcy

Do you need debt relief in Los Angeles?

Overwhelming debts can make day-to-day life arduous. Creditors will be unrelenting in their demands for payment and may even resort to taking legal actions such as filing a lawsuit.  If a suit is filed, and the judge rules in favor of the creditor, your bank accounts can be seized and your wages garnished.  Unless a solution is found to a person’s debt problems, they will almost always grow increasingly worse. A California attorney from The Law Office of Omar Gastelum and Associates, APLC can review your financial situation and discuss your legal options, such as filing for a Chapter 7 or Chapter 13 bankruptcy. In a Chapter 7 bankruptcy, your debts are discharged, while in a Chapter 13 bankruptcy, the court allows you to reorganize your finances and create new creditor payment plans.

Our firm works closely with clients to help them achieve a debt-free life. We will explain the advantages and disadvantage of all of your debt-relief alternatives and help you to make the best decision possible regarding your financial future. Our multicultural staff speaks English, Spanish, Farsi, Korean, and Arabic, and is ready to help you in any way that we can. Mr. Gastelum is a proven litigator and former president of the Whittier Bar Association. He is also a member of the Mexican American Bar Association and Legal Aid Society of Orange County.

There are many ways people get into debt, including:

• Divorce
• Unexpected medical emergency
• Loss of employment
• High interest credit cards
• Failed business

Our firm can stop creditor harassment and help you eliminate your debts through the bankruptcy process. Once your petition has been filed, the court will issue an order that prevents your creditors from contacting you, and put a stop to foreclosure, wage garnishment, and repossession. After the bankruptcy process, you will have a clean slate and can start fresh. Rebuilding your credit may take time, but it will eventually be restored if you avoid past mistakes. Our firm will confidently guide you through the entire bankruptcy process, step by step, and help you receive all of the benefits this legal remedy has to offer.